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The proposed healthcare reform is projected to relieve health insurers and premium payers by over CHF 100 million in 2023, with potential savings of CHF 600 to 650 million from 2016 to 2019. However, rising care costs, particularly in the outpatient sector, could shift some financial burdens to taxpayers. The reform aims for a uniform financing model, redistributing costs between health insurers and cantons, but its overall impact remains uncertain.
The Credit Suisse crisis has sparked intense debate over regulatory reforms for UBS and the Swiss banking sector, with the Bankers Association arguing that proposed capital requirements and supervisory powers are excessive. While acknowledging the need for action, the association emphasizes that a credible emergency regime is essential to reduce reliance on state guarantees. The government plans to introduce a state liquidity guarantee for systemically important banks, but banks resist paying advance insurance premiums, complicating the legislative process.
The healthcare reform referendum faces challenges similar to those of the pension fund reform, with divisions between left and right. While the reform aims to shift funding from premiums to taxes, concerns about rising premiums and care quality persist, complicating public support. Despite some backing from left-wing factions, convincing voters remains crucial for the reform's success.
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